Wednesday, October 27, 2021


Investment is the best and fast way to increase your wealth or grow your money. Through investment, you get the chance to let your money works for you and avoid any health risks associated with over-working.

Today, there are many legit apps and websites that has made investment very easy and convenient.

With the help of internet and phone or computer, you can just start investing online and earn returns on your investment.

One legit and trusted app or website that can be used by U.S residents for making investment is Stash.

1.   Stash

Stash is an app which was designed purposely for online investment. The app makes it easy for anyone to invest.


  How does Stash works?

Stash takes money you are not using by rounding up transactions in your bank accounts to the nearest dollar and invest the change for you. The app will do the investment on your behalf, without you doing any work.

It collects your “spare change” from the things you buy by rounding them all up to the nearest dollar and putting the change into an account.

The moment the account reaches $5, Stash invest that money into your investment account.

Stash is very good for everyone, including beginners.


The charges of Stash for managing your account range from $1-$9 per month.

Note: You only need $5 to create an account. This is Good News to beginners or investors who do not have enough or plenty money to invest.

  Join Stash now for free


                         2.  Acorns


Acorns has similarities with Stash in terms of how they work. Acorn is another best online investing company for any person who is willing to invest but does not want to think about it. 

Acorn investment

The app makes you take your change and invest it. It’s automatically use little money from your bank account or credit cards to help fund your account, so you won’t even feel releasing money for investment. The little money used by Acorn will pile up for your retirement.

Setting up an Acorn Account looks very easy and simple. It’s perfect for anyone who want to use online investing site but don’t want to use too much time doing it.

   How does Acorn work?

  • Acorn has automatic investing feature, which makes investing easy to beginners.

  • To use Acorn, link your credit cards and bank accounts to the Acorns app, and it will automatically invest little money periodically. You have chance to select from five portfolios, each with a different risk-reward ratio.

  • Acorn will reinvest your dividend because it has Automatic Investing feature. You can turn off automatic investing function and start investing manually if you like.

How much does Acorn Charge?

Acorn costs $1, $2 or $3 monthly depending on their services.

Join Acorns now for free

3.   Betterment

Betterment is also an amazing investment website. It is considered as one of the best investment website and financial advisor.


There is no minimum requirement for deposit. Betterment has great tools to help users save, create retirement plans and cut down taxes.

How does Betterment work?

It is an automated investing platform, that allow even a lazy person like me to start trading or investing automatically.

You don’t need to do any work. Just add funds to your account and answer questions about the types of investments you want, and Betterment will do the rest for you.

Betterment invests in both Stocks, IRAs and Bond ETFs to create your portfolio


How much does Betterment charge?

Betterment charges 0.25% yearly as management fees depending on how much you’ve invested. This is pretty low as compared to other automated financial advisor.

If you invest $15,000 or more, you will not pay management fees for one month, $100,000 or more attracts no management fees for 6 months and anything over $250,000 will not attract management fees for one year.

 Join Betterment now for free

4.      Personal Capital

Personal Capital is best for large investment and high-net-worth investors. It is good for those who want to invest big money and constantly need a lot of guidance and feedback on their investment.

Personal Capital

Personal Capital have devoted human financial advisors who can help you.

The investment options of Personal Capital are individual accounts, taxable accounts (joint and trust), traditional IRAs, Roth and SEP IRAs.

Accounts that have a minimum of $200,000 get two account managers who will be guiding and supporting them, while all account holders can use the available tools and teams to manage their accounts.


How much does Personal Capital charge?

Personal Capital charges between 0.49% and 0.89 % depending on the account balance.

  Join Personal Capital for free now


            5.  TD Ameritrade

TD Ameritrade is a very popular brokerage firm which has more options for investment. It allows you to invest in mutual funds or use the high-tech investing platform for more trades. 

TD Ameritrade

TD Ameritrade has no minimum balance requirement. It also gives detailed free research to help you make well informed decisions.

With TD Ameritrade, you can invest in Stocks, ETFs, IRAs, Mutual Funds, Bonds, Forex and International Stock Exchange.

How much does TD Ameritrade charge?

TD Ameritrade offers straight-forward pricing, starting at $9.99 per online stock.

 Join TD Ameritrade now


              6.  Ally Invest

Ally Invest charges as low as $4.95 as commission and offers a lot of value for that low price.  Ally Invest has no minimum account balance. This looks very good to traders who are active and engage in options trading.

Ally Invest

With Ally Invest, you can invest in Stocks and Options, ETFs, IRAs, Mutual Funds, Bonds, Forex and International Stock Exchange.

Ally Invest put aside a “cash buffer” which is about 30%of your investment, so if the value of your investment fall, you have cash in the account that is safe from market price changes.

It also has a mobile app and easy-to-use platform for beginners.


How much does Ally Invest charge?

Ally Invest does not charge an advisory fee.


Big Acquisition by Ally Invest

TradeKing, another best investment company has been purchased by Ally Invest. Now, TradeKing is owned by Ally Invest, therefore all accounts of TradeKing customers are moved to Ally.

 Join Ally Invest now for free


                     7.      E*TRADE

E*TRADE is one of the most popular online brokers. E*TRADE charges no commission and it has a very powerful trading platforms which looks very good for active traders, while beginner investors benefit from a large library of educational resources.


 Summary of E*TRADE Features

  • It is easy-to-use tools

  • It has a wide selection of large investment

  • Access to extensive research and educational resources

  • Advanced mobile apps such as E*TRADE mobile and Power E*TRADE

  • Free trading platforms, including E-Trade Web and Power E-Trade.

  • Commission-free stock, options and ETF trades

  • E*TRADE’s tradable securities include Stocks, Bonds, Mutual Funds, ETFs, Options and Futures

  • No account minimum

   Join E*TRADE now for free

After going through the seven (7) legit and best apps or websites for making investment in U.S.A, I hope you have found the one you are interested in.

Note that it's always advisable to invest with two or more companies in order to diversify investment associated risks.

Please ! Do you still have something bothering your mind? Feel free and ask it in the comment section.


Top 3 Investment Companies with very low or Zero Risk and Good Monthly interest or returns.



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